Nevada Housing Division understands that purchasing a home can feel out of reach for many Nevadans. So we’ve made it our mission to help more Nevadans purchase a home of their own through our Home Is Possible program.

Program Benefits:

• Get up to 5% of the loan value to apply toward down payment or closing costs
• Attractive 30-year fixed interest rate
• No first-time homebuyer requirement
• Financing available for manufactured homes
• Available Statewide

Eligibility Requirements:

• Qualifying income up to $140,000
• Home price up to $766,550
• Minimum credit score of 640 (680 for manufactured homes)
• Maximum debt ratio for government loans (FHA, USDA, VA): 50% if 680+ credit score / 45% if less than 680 credit score / 45% for manufactured homes. For conventional loans: 50% with 640+ credit score.
• Must not own property at time of closing (this includes a non-purchasing spouse)
• Homebuyer education course required
• Must meet standard underwriting requirements
• Must live in home as primary residence

Get started by finding an approved lender today.