Home First makes ownership possible for first-time homebuyers throughout Nevada. With generous down payment support and liberal home price limits, it’s easier than ever to get the keys to your first home.

Program Benefits:

  • $15,000 down payment assistance (cannot be used for closing costs)
  • Forgivable after 3 years (if you stay in home)
  • 30-year fixed rate mortgage
  • Purchase price up to $570,000 (see agency guidelines)

Eligibility Requirements:

  • Must be first-time homebuyer (cannot have owned a home in the last 3 years)
  • Minimum of 6 months Nevada residency
  • Minimum credit score 640
  • Must complete homebuyer education course
  • Income must fall within Household Income Limits (consult your lender for details)

Are you a Nevadan ready to experience the joys and responsibilities of homeownership? Get started by finding a qualified lender. Find a lender today.

Household Income Limits

300% Federal Poverty Level (FPL) for all government loans (FHA, VA, USDA). Conventional loans have additional Fannie/Freddie income requirements.

# of Persons in HouseholdAnnual Income
Minimum credit score of 640 (680 for manufactured homes)